So, I guess this won't reach everyone, given the number of people you still see in the Ginko group saying "Why is the ATM down?" but for those of you that do read it, your ginko former-savings should now be available as GPBs on WSE.

The process is not that complicated - you find a WSE atm in world (there's one on Ginko Financial Island, behind and to the right of the (defunct) Ginko ATM. Type reset password, follow the link to the website and off you go.

If you're determined to cash in your bonds by the way, you'll get a bad price. The best price currently available is L$0.14/share (this changes quite fast, it was L$0.15/share when I started this article), but there are a limited number of offers at that price. You'd be lucky to realise L$125,000 on 1,000,000 bonds (that's former savings of L$1,000,000) - that's 1/8th of the value of your former savings.

I have sold some to see how the interface works. I can't get it to offer me a market sell order, but set a limit sell order with the prices at the best market buy price and it goes smoothly and quickly. In my case I managed to withdraw the money in-world quickly too.

There is a good article here about your options. Nobody Fugazi has some bonds with GPB now (about 183,000 according to a different post), so he's not a disinterested adviser, but then, as you know, nor am I. As I've always maintained in all my financial advice, despite what others seem determined to think, it's up to you what you do. Speaking personally, I'm going to cash enough to be sure I can pay my tier come that time of the month even if it hurts. I'll put the rest up for sale at prices I hope will be reached and won't make me cry for the hit I'm taking.